KPMG Personal Debt Solutions

In debt?

Let us help.


Take the Test

Find out if KPMG can help you access a debt solution backed by the Scottish Government.

Do you live in Scotland?

What is your total unsecured debt?

Struggling with debt?

Feel like you’re drowning in debt? Don’t worry. You’re not alone. If you have over £4,000 of debt, and live in Scotland, KPMG will help find the right solution for you.

KPMG has helped thousands become debt free over the past 18 years. We have dealt with cases from council tax arrears, to credit card debts, to payday loans.  Whatever the cause of your money problems, we can help you find the way out.

Depending on your personal circumstances, you may qualify for the Debt Arrangement Scheme (DAS), a Protected Trust Deed or Bankruptcy (Sequestration in Scotland).  Our experts will be able to advise which solution is the right fit for you.

We are based all over Scotland, and have offices in Glasgow, Edinburgh and Aberdeen, so you’re never far from our team of experts.

If you want that ‘weight lifting off your shoulders’ feeling. That ‘everything is going to be ok’ feeling. That ‘even my coffee tastes better now’ feeling, then contact us today.

The Process

Your Situation

Your Situation

Talk to one of our qualified and experienced team members about your current debt situation.

The Options

The Options

Discover options that are available to you and get the right advice, tailored to your individual needs.

Your Choice

Your Choice

Choose the option that works best for you.

The Solution

The Solution

Enjoy peace of mind with a tailored, affordable plan that can get you to your debt free goal.

Personal Debt Solutions

Protected Trust Deed

Agree with your creditors to pay what you can towards your debt, usually over 4 years with the remaining balance written off.

How does it work?


Pay what you can towards your debt over 4 years, with the remaining balance written off.

How does it work?

Debt Arrangement Scheme

Pay back your debt over a realistic period, with protection from creditor action and the freezing of interest and charges.

How does it work?

Success Stories

  • Lee



    KPMG are never pushy. I knew exactly what I was getting into as the process was fully explained. Everything was easy to understand.

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  • Sarah


    Teacher, Glasgow

    I will get a straight answer, it won’t take a lot of time and I can trust the advice I'm given. There are no calls from creditors and I feel there is always someone there supporting me on my journey to get rid of debt.

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  • Karen


    Foster Carer, Edinburgh

    I was delighted with the service that KPMG provided. I would like people who are in the position that I was in a few months ago to know that real solutions are available.

    Read On